/* Apex Motorcar Financial */

:root{
  --ink:#101720;
  --ink-2:#26313d;
  --muted:#5b6773;
  --line:#dfdcd5;
  --line-soft:#e9e6df;
  --paper:#fbfaf7;
  --paper-2:#f3f1ec;
  --white:#ffffff;
  --accent:#8a5a2b;
  --deep:#131c26;
  --deep-2:#1b2733;
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --wrap:1120px;
  --pad:clamp(1.25rem,5vw,2.5rem);
}

*,*::before,*::after{box-sizing:border-box}

html{-webkit-text-size-adjust:100%; scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}

img,svg{max-width:100%}

a{color:inherit}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding-inline:var(--pad)}

.skip{
  position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;
  padding:.75rem 1rem;z-index:100;border-radius:0 0 4px 0;
}
.skip:focus{left:0}

:where(a,button,input,select,textarea):focus-visible{
  outline:2px solid var(--accent);
  outline-offset:2px;
  border-radius:2px;
}

/* ---------- header ---------- */

.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(251,250,247,.88);
  backdrop-filter:saturate(150%) blur(10px);
  border-bottom:1px solid var(--line-soft);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;gap:1.5rem;
  min-height:70px;
}
.brand{display:inline-flex;align-items:center;gap:.65rem;text-decoration:none}
.brand-mark{width:26px;height:26px;flex:none;fill:var(--ink)}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-text strong{
  font-family:var(--serif);font-weight:600;font-size:1.06rem;letter-spacing:.005em;
}
.brand-text span{
  font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:500;
}

.site-nav{display:flex;align-items:center;gap:1.75rem}
.site-nav a{
  text-decoration:none;font-size:.88rem;color:var(--ink-2);font-weight:500;
  padding-block:.35rem;border-bottom:1px solid transparent;transition:border-color .15s,color .15s;
}
.site-nav a:hover{color:var(--ink);border-bottom-color:var(--accent)}
.site-nav .nav-cta{
  border:1px solid var(--ink);border-radius:2px;padding:.45rem 1rem;
}
.site-nav .nav-cta:hover{background:var(--ink);color:var(--paper);border-color:var(--ink)}

@media (max-width:800px){
  .site-nav{gap:1rem}
  .site-nav a:not(.nav-cta){display:none}
}

/* ---------- type ---------- */

h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.012em;margin:0}

.eyebrow{
  font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--accent);font-weight:600;margin:0 0 1.5rem;
}
.kicker{
  font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--muted);font-weight:600;margin:0 0 1rem;
}
.kicker-invert{color:#a9b6c2}

h1{
  font-size:clamp(2.3rem,6.2vw,4rem);
  line-height:1.07;
  max-width:16ch;
}
@media (min-width:900px){h1{max-width:none}}
.br-lg{display:none}
@media (min-width:900px){.br-lg{display:inline}}

.h2{font-size:clamp(1.7rem,3.6vw,2.5rem);line-height:1.15;max-width:20ch}
.h2-wide{max-width:24ch}

h3{font-size:1.1rem;line-height:1.3}

.lede{
  font-size:clamp(1.05rem,1.9vw,1.24rem);
  line-height:1.62;
  color:var(--ink-2);
  max-width:62ch;
  margin:1.75rem 0 0;
}
.section-lede{
  font-size:1.06rem;color:var(--muted);max-width:60ch;margin:1.25rem 0 0;
}

.prose p{margin:0 0 1.15rem;color:var(--ink-2);max-width:66ch}
.prose p:last-child{margin-bottom:0}

/* ---------- hero ---------- */

.hero{padding:clamp(4rem,10vw,7.5rem) 0 clamp(3rem,7vw,5rem)}

.hero-actions{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:2.5rem}

.btn{
  display:inline-block;text-decoration:none;font-size:.92rem;font-weight:500;
  padding:.8rem 1.6rem;border-radius:2px;border:1px solid transparent;
  transition:background .15s,color .15s,border-color .15s;cursor:pointer;
  font-family:var(--sans);
}
.btn-primary{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.btn-primary:hover{background:var(--ink-2);border-color:var(--ink-2)}
.btn-quiet{border-color:var(--line);color:var(--ink-2);background:transparent}
.btn-quiet:hover{border-color:var(--ink);color:var(--ink)}
.btn-block{width:100%;margin-top:.5rem}

/* ---------- band ---------- */

.band{
  border-block:1px solid var(--line-soft);
  background:var(--paper-2);
}
.band-grid{
  display:grid;gap:0;
  grid-template-columns:1fr;
}
@media (min-width:820px){
  .band-grid{grid-template-columns:repeat(3,1fr)}
}
.band-item{
  padding:2.25rem 0;
}
@media (min-width:820px){
  .band-item{padding:2.5rem clamp(1.25rem,3vw,2.25rem)}
  .band-item:first-child{padding-left:0}
  .band-item:last-child{padding-right:0}
  .band-item + .band-item{border-left:1px solid var(--line)}
}
@media (max-width:819px){
  .band-item + .band-item{border-top:1px solid var(--line)}
}
.band-item h2{font-size:1rem;font-family:var(--sans);font-weight:600;letter-spacing:0}
.band-item p{margin:.5rem 0 0;font-size:.95rem;color:var(--muted);max-width:38ch}

/* ---------- sections ---------- */

.section{padding:clamp(4rem,9vw,7rem) 0}
.section-alt{background:var(--white);border-block:1px solid var(--line-soft)}

.split{display:grid;gap:2.5rem}
@media (min-width:900px){
  .split{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(3rem,7vw,6rem)}
}
.split-head{align-self:start}
@media (min-width:900px){.split-head{position:sticky;top:110px}}

/* ---------- cards ---------- */

.cards{
  display:grid;gap:1px;margin-top:3rem;
  background:var(--line-soft);
  border:1px solid var(--line-soft);
  grid-template-columns:1fr;
}
@media (min-width:700px){.cards{grid-template-columns:1fr 1fr}}

.card{
  background:var(--white);
  padding:clamp(1.75rem,3.2vw,2.5rem);
  position:relative;
}
.card-num{
  font-family:var(--serif);font-size:.85rem;color:var(--accent);
  letter-spacing:.08em;display:block;margin-bottom:1.5rem;
}
.card h3{margin-bottom:.75rem}
.card p{margin:0;color:var(--muted);font-size:.97rem;max-width:44ch}

/* ---------- feature (credit reporting) ---------- */

.feature{background:var(--deep);color:#e7ecf1}
.feature .h2,.feature h3{color:#fff}
.feature-h2{max-width:22ch}
.feature-grid{
  display:grid;gap:3rem;margin-top:2.75rem;
}
@media (min-width:940px){
  .feature-grid{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(3rem,6vw,5rem)}
}
.prose-invert p{color:#bfcbd6}
.prose-invert p:first-child{
  font-size:1.12rem;color:#e7ecf1;
}

.feature-list{list-style:none;margin:0;padding:0;display:grid;gap:0}
.feature-list li{
  padding:1.4rem 0;
  border-top:1px solid rgba(255,255,255,.13);
}
.feature-list li:last-child{border-bottom:1px solid rgba(255,255,255,.13)}
.feature-list h3{font-size:1rem;font-family:var(--sans);font-weight:600;letter-spacing:0}
.feature-list p{margin:.4rem 0 0;color:#a4b2bf;font-size:.95rem;max-width:48ch}
.feature-note h3{color:#e0b784 !important}

/* ---------- steps ---------- */

.steps{
  list-style:none;margin:3rem 0 0;padding:0;
  display:grid;gap:0;
  border-top:1px solid var(--line);
}
.steps li{
  display:grid;
  grid-template-columns:auto 1fr;
  gap:1.25rem;
  padding:1.75rem 0;
  border-bottom:1px solid var(--line);
  align-items:start;
}
@media (min-width:700px){
  .steps li{grid-template-columns:4rem 1fr;gap:2rem;padding:2rem 0}
}
.step-num{
  font-family:var(--serif);font-size:1.4rem;color:var(--accent);
  line-height:1.2;
}
.steps h3{margin-bottom:.4rem}
.steps p{margin:0;color:var(--muted);max-width:62ch;font-size:.99rem}

.process-note{
  margin:2.5rem 0 0;
  padding-left:1.25rem;
  border-left:2px solid var(--accent);
  color:var(--muted);
  font-size:.97rem;
  max-width:64ch;
}

/* ---------- contact ---------- */

.contact-wrap{display:grid;gap:3rem}
@media (min-width:900px){
  .contact-wrap{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(3rem,6vw,5.5rem)}
}

.contact-details{margin:2.5rem 0 0;display:grid;gap:0;border-top:1px solid var(--line)}
.contact-details > div{
  padding:1rem 0;border-bottom:1px solid var(--line);
  display:grid;grid-template-columns:8.5rem 1fr;gap:1rem;align-items:baseline;
}
.contact-details dt{
  font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600;
}
.contact-details dd{margin:0;font-size:.97rem;color:var(--ink-2)}
.contact-details a{color:var(--ink);text-decoration-color:var(--accent);text-underline-offset:3px}

.contact-form{
  background:var(--paper);
  border:1px solid var(--line);
  padding:clamp(1.5rem,3.5vw,2.25rem);
}
.field{display:flex;flex-direction:column;margin-bottom:1.1rem}
.field-row{display:grid;gap:1.1rem}
@media (min-width:560px){.field-row{grid-template-columns:1fr 1fr}}
.field label{
  font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;
  color:var(--ink-2);font-weight:600;margin-bottom:.45rem;
}
.opt{text-transform:none;letter-spacing:0;color:var(--muted);font-weight:400;font-size:.8rem}
.field input,.field select,.field textarea{
  font-family:var(--sans);font-size:.97rem;color:var(--ink);
  background:var(--white);
  border:1px solid var(--line);
  border-radius:2px;
  padding:.7rem .8rem;
  width:100%;
  transition:border-color .15s;
}
.field textarea{resize:vertical;line-height:1.55}
.field input:hover,.field select:hover,.field textarea:hover{border-color:#c9c4ba}
.field input::placeholder,.field textarea::placeholder{color:#9aa3ac}
.field select{appearance:none;
  background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath fill='%235b6773' d='M1 1.5 6 6.5 11 1.5'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right .8rem center;background-size:11px;padding-right:2.2rem;
}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#a33}

.form-note{
  margin:1.1rem 0 0;font-size:.83rem;color:var(--muted);line-height:1.55;
}
.form-note.error{color:#8c2f2f}
.form-note.ok{color:#2c5c3a}

/* ---------- footer ---------- */

.site-footer{
  background:var(--deep);color:#93a2b0;
  padding:clamp(3rem,6vw,4.5rem) 0 2.5rem;
  font-size:.9rem;
}
.site-footer .brand-mark{fill:#e7ecf1}
.site-footer .brand-text strong{color:#fff}
.site-footer .brand-text span{color:#7b8b99}
.footer-top{
  display:flex;flex-wrap:wrap;gap:1.75rem;justify-content:space-between;align-items:center;
  padding-bottom:2rem;border-bottom:1px solid rgba(255,255,255,.12);
}
.footer-nav{display:flex;flex-wrap:wrap;gap:1.5rem}
.footer-nav a{text-decoration:none;color:#93a2b0;font-size:.87rem}
.footer-nav a:hover{color:#fff}

.disclosure{padding:2rem 0 0;max-width:78ch}
.disclosure p{margin:0 0 .9rem;font-size:.82rem;line-height:1.65;color:#7f8f9d}
.copyright{margin:1.5rem 0 0;font-size:.8rem;color:#66788a}